One loan to pay them all
Streamline your debts into a single payment. We’re here to help!
Why choose Prêts Rapides?
We’re only a few clicks away. Apply for a loan from the comfort and privacy of your own home or office. Our application process is fast and user friendly.
100% Protected. We only do business with finance companies that have a license with the Consumer Protection Office.
WHAT IS CREDIT CONSOLIDATION?
Also called Debt Consolidation, this is a single loan that allows you to repay your debts to several or all of your creditors at once. You are then left with only one loan.
HOW CAN I USE IT?
If you’re struggling with multiple credit cards for example, a credit consolidation loan can be used to pay off those bills, leaving you with only one monthly payment and flexibility to plan your finances.
PROVEN BENEFITS OF CONSOLIDATION
Consider consolidating your debt if you need to lower your monthly payments or you’re looking for a faster way to pay off debt. In addition to streamlining your debts into a single payment, a debt consolidation loan may also offer you an interest rate that is lower than that charged by your creditors saving you money in interest charges.
Responsible collection practicess
We always take into consideration the financial status of the borrower and in the case of delinquent loans, pay off agreements are made. If all attempts at collection fail, we may let a 3rd party collection agency handle the collection process. All legal fees will be shouldered by the borrower, and non-recovered debts will be prosecuted to the full extent of the law.